Aye Finance Limited
NSE: AYEFINBSE: AYEFIN
MAINBOARDCLOSED
Grey Market Premium*
UPDATED: 11-Feb-2026 17:03₹0.35+0.27%
Est. Listing*₹129.35
Upper band ₹129
* GMP indicative only. Not investment advice.
GMP sourced from IPO Guru
Subscription Status
| Category | Offered | Bids | Times (x) |
|---|---|---|---|
| QIB | 2,30,22,509 | 3,72,41,220 | 1.62x |
| HNI | 1,17,44,186 | 6,23,616 | 0.05x |
| Retail | 78,29,457 | 63,56,452 | 0.81x |
| Total | 4,25,96,152 | 4,42,21,288 | 1.04x |
Financial Performance
Figures in ₹ Crores unless specified
| Metric | Sep-25 | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|---|
| Assets | 7116.01 | 6338.63 | 4869.59 | 3126 |
| Total Income | 863.02 | 1504.99 | 1071.75 | 643.34 |
| PAT | 64.6 | 175.25 | 171.68 | 39.87 |
| EBITDA | - | - | - | - |
| Net Worth | 1727.37 | 1658.87 | 1232.65 | 754.49 |
| Reserves | 1689.58 | 1621.08 | 1192.72 | 724.04 |
| Total Borrowing | 5218.5 | 4526.33 | 3498.99 | 2296.16 |
Key Performance Indicators
| KPI | Sep-25 | Mar-25 | Mar-24 |
|---|---|---|---|
| RoNW (%) | 3.82 | 12.12 | 17.28 |
| EPS (₹) | 3.37 | 9.51 | 10.62 |
| P/E (Pre) | 14.11 | - | - |
| P/E (Post) | 24.64 | - | - |
IPO Details
Price Band
₹122 - ₹129116 Shares
Lot Size
116 Shares
Total Issue Size
₹1,010 Cr7,82,94,572 Shares
Fresh Issue
₹710 Cr5,50,38,759 Shares
Offer for Sale
₹300 Cr2,32,55,813 Shares
Face Value
₹2
Listing At
NSE, BSE
Dates
IPO Open
09 Feb 2026
IPO Close
11 Feb 2026
Allotment
12 Feb 2026
Listing
16 Feb 2026
IPO Open09 Feb 2026
IPO Close11 Feb 2026
Allotment12 Feb 2026
Listing16 Feb 2026
Lot Size & Investment Limits
| Category | Lots | Shares | Amount |
|---|---|---|---|
| Retail | 1 | 116 | 14964 |
| sHNI | 14 | 1624 | 209496 |
| bHNI | 67 | 7772 | 1002588 |
Peer Comparison
| Company | CMP (₹) | P/E Ratio | ROE (%) |
|---|---|---|---|
| SBFC Finance Limited | 86.07 | 27.32 | 11.57% |
| Five-Star Business Finance Limited | 440.45 | 12.07 | 18.65% |
About Aye Finance Limited
Aye Finance Limited is an NBFC providing secured and unsecured business loans to micro-scale MSMEs across India through a phygital operating model.
Company Information
Registered Address
M-5, Magnum House-I, Community Centre, Karampura, New Delhi 110015
Lead Managers
- Axis Capital Limited
- IIFL Securities Ltd
- JM Financial Limited
- Nuvama Wealth Management Limited
Company Strengths (from RHP)
- ✓Diversified MSME loan products
- ✓Strong underwriting and credit assessment
- ✓Robust collection framework
Key Risks (from RHP)
- ⚠Credit default risk in micro MSME lending
- ⚠Dependence on borrower and third-party data
- ⚠Interest rate volatility risk
Objects of the Issue
• Augment capital base
• Support business growth
• Meet regulatory capital requirements
• General corporate purposes
Subscription Status
| Category | Offered | Bids | Times (x) |
|---|---|---|---|
| QIB | 2,30,22,509 | 3,72,41,220 | 1.62x |
| HNI | 1,17,44,186 | 6,23,616 | 0.05x |
| Retail | 78,29,457 | 63,56,452 | 0.81x |
| Total | 4,25,96,152 | 4,42,21,288 | 1.04x |
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Disclaimer
Data on OpenIPO is for informational purposes only and is not investment advice. OpenIPO is not a SEBI-registered entity. GMP figures are unofficial estimates and may vary. Verify all details from the company RHP and official registrar websites before making decisions.